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Risky Business: Why Insurance Markets Fail and What to Do About It

by Amy Finkelstein, Ray Fisman, Liran Einav
Save up to 34%
Risky Business: Why Insurance Markets Fail and What to Do About It
Risky Business: Why Insurance Markets Fail and What to Do About It

Decoding insurance market failures and remedies.

If you've ever scratched your head over your insurance premiums or struggled to understand the ins and outs of your policy, "Risky Business" is the insider's guide you need. It's like having a conversation with expert economists who lay bare the intricacies of the insurance industry. By demystifying how insurers think and operate, you'll not only grasp why markets act the way they do but also come away with insights into the broader debates about privacy, equity, and the role of government in our lives. It's an essential read for navigating the often baffling world of insurance.

Note: While we do our best to ensure the accuracy of cover images, ISBNs may at times be reused for different editions of the same title which may hence appear as a different cover.
Sale

Risky Business: Why Insurance Markets Fail and What to Do About It

by Amy Finkelstein, Ray Fisman, Liran Einav
Save up to 34%
Condition guide

Book Condition Guide

Books in Like New Condition

This book may contain very minor cosmetic defects, but it is in pristine condition. There should be no yellowing, no foxing, no water damage, and no annotations of any kind on the cover and the pages. For paperbacks, there should not be any crease marks on the spine. This book is good as new — lucky you!

*Books may be missing bundle media (e.g. CD, e-book code), if included.

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This book has been used, but it is still in a clean condition. There should be no foxing or annotations of any kind on the inner pages, but a sparse amount may be present on the cover, title pages, or outside edges of the book. There should be no water damage of any kind. For paperbacks, there may be light crease marks on the spine.

*Books may be missing bundle media (e.g. CD, e-book code), if included.

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*Books may be missing bundle media (e.g. CD, e-book code), if included.

Books in Well Read Condition

This is a well-read book, which means that the previous owner probably really enjoyed it! The cover and pages may include moderate foxing and annotations, but the text is not obscured and still readable. Moderate cosmetic defects and minor water damage may be present on the edges of the book. For paperbacks, there may be multiple crease marks on the spine.

*Books may be missing bundle media (e.g. CD, e-book code), if included.

 

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ISBN: 9780300253436
Authors: Amy Finkelstein, Ray Fisman, Liran Einav
Publisher: Yale University Press
Date of Publication: 2023-01-31
Format: Hardcover
Related Collections: Economics, Business, Politics
Related Topics: Government, Finance, Law
Goodreads rating: 3.84
(rated by 298 readers)

Description

An engaging and accessible examination of what ails insurance markets—and what to do about it—by three leading economists. "The authors do a masterful job of explaining the intractable complexities created by this socially vital activity." — Martin Wolf, Financial Times, "Best Books of 2022: Economics." Why is dental insurance so crummy? Why is pet insurance so expensive? Why does your auto insurer ask for your credit score? The answer to these questions lies in understanding how insurance works. Unlike the market for other goods and services—for instance, a grocer who doesn’t care who buys the store’s broccoli or carrots—insurance providers are more careful in choosing their customers, because some are more expensive than others. Unraveling the mysteries of insurance markets, Liran Einav, Amy Finkelstein, and Ray Fisman explore such issues as why insurers want to know so much about us and whether we should let them obtain this information; why insurance entrepreneurs often fail (and some tricks that may help them succeed); and whether we’d be better off with government-mandated health insurance instead of letting businesses, customers, and markets decide who gets coverage and at what price. With insurance at the center of divisive debates about privacy, equity, and the appropriate role of government, this book offers clear explanations for some of the critical business and policy issues you’ve often wondered about, as well as for others you haven’t yet considered.
 

Decoding insurance market failures and remedies.

If you've ever scratched your head over your insurance premiums or struggled to understand the ins and outs of your policy, "Risky Business" is the insider's guide you need. It's like having a conversation with expert economists who lay bare the intricacies of the insurance industry. By demystifying how insurers think and operate, you'll not only grasp why markets act the way they do but also come away with insights into the broader debates about privacy, equity, and the role of government in our lives. It's an essential read for navigating the often baffling world of insurance.

Note: While we do our best to ensure the accuracy of cover images, ISBNs may at times be reused for different editions of the same title which may hence appear as a different cover.

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