The New Life Insurance Investment Advisor provides clear and practical information on various life insurance policies available, helping readers to make informed decisions. With detailed coverage of term life, whole life, universal life, variable life, and more, the book enables readers to choose the optimal insurance products for different life stages. It also provides innovative techniques to use the capital hidden in your policy, assuring readers a steady income stream through their retirement years and substantial, guaranteed life insurance benefits. Overall, readers can expect to gain vast knowledge about life insurance options and strategies, with clear and understandable explanations.

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"For anyone who needs to understand different types of life insurance, as well as considerations for purchasing and managing policies, this book should be on your nearby reference shelf. If you’ve frequently found yourself fumbling around with terminology, such as the differences between variable, universal, and variable universal life (VUL) policies, you’ll finally see some light through the haze." - MorningstarAdvisor.com Life insurance doesn't have to be complex or intimidating. Ben Baldwin's completely revised and updated guidebook makes it clear and logical, discussing how to analyze insurance products based on their investment merits and best overall financial returns. This clear, authoritative resource for consumer insurance information covers the pros and cons of Internet purchases, techniques to use capital within a policy, the fixed premium feature, insurance for different stages of life, and the new emergence of "immediate annuities."

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