Personal Development

Our Personal Development section offers a world of insight and self-discovery. From transforming one’s mindset to building habits and routines for success, these books help unlock our potential. Whether you’re seeking guidance on productivity, emotional intelligence or mindfulness, find invaluable resources here.

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The Age Of Unreason - Thryft
Charles B. Handy

The Age Of Unreason

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As you sense the ground shifting beneath the world's collective feet, "The Age of Unreason" by Charles Handy is a lantern in the fog. Handy doesn't just give you a lens to observe the changes; he offers a roadmap for adapting with wisdom and optimism. If you're someone intrigued by the fluid dynamics of work and life, and how to thrive when the old rules no longer apply, this book could be your guide.

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Natural Born Learners: Our Incredible Capacity to Learn and How We Can Harness It - Thryft
Alex Beard

Natural Born Learners: Our Incredible Capacity to Learn and How We Can Harness It

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If you're intrigued by the transformative power of education or have ever questioned the effectiveness of traditional schooling, "Natural Born Learners" can be a thrilling exploration. Alex Beard offers fascinating insights into the future of education, challenging the status quo with pioneering ideas and global perspectives. The book not only critiques our current systems but also provides a hopeful vision of what learning could become, making it an essential read for forward-thinkers and educational enthusiasts.

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Operations Management - Thryft
Howard Barnett

Operations Management

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This book is an excellent resource for students and managers alike as it explains in simple language how an organization utilizes its resources to turn them into its final product. The book offers various learning objectives, activities and review questions to reinforce understanding. A unique feature of the book is its practical approach that provides real-world examples to help managers become more effective.

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The Great Reckoning : How the World Will Change in the Depression of the 1990s - Thryft
James Dale Davidson

The Great Reckoning : How the World Will Change in the Depression of the 1990s

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This book could be a good read for individuals interested in understanding the potential consequences of economic depressions and how to prepare for them. With its well-researched and insightful guidance on investments, migration trends, and even social order, readers will come away with a sobering but practical assessment of the future. One of the most distinctive features of this book is its focus on megapolitical analysis, which offers a big-picture perspective that sets it apart from other investment guides.

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International Financial Statement Analysis - Thryft
Hennie Van Greuning, Elaine Henry, Thomas R. Robinson

International Financial Statement Analysis

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Whether you're deep into your finance career or just starting to get your feet wet, "International Financial Statement Analysis" is an indispensable resource. It's especially crucial if you aim to make informed decisions in today's shaky economic climate. The book goes beyond domestic borders to give you a solid grasp of financial statement nuances worldwide, something that's becoming increasingly necessary in our interconnected markets. And with it being from the CFA Institute, you're getting distilled knowledge, which could be a game-changer in advancing your understanding or career.

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The Pub Landlord's Book of British Common Sense - Thryft
Al Murray

The Pub Landlord's Book of British Common Sense

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If you're itching for a laugh wrapped in a blanket of unabashed nostalgia for British common sense, then Al Murray's "The Pub Landlord's Book of British Common Sense" could just hit the spot. It's a satirical take on modern absurdities that champions the wisdom often overheard at your local pub. You'll chuckle, you might cringe, but you'll definitely recognize the frank and ironic humor that tackles everyday observations. Plus, it's a bit like having a pint with a friend who has no filter – refreshing and, at times, eye-opening.

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Pocket Strategy - Thryft
Ted Bruning

Pocket Strategy

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Pocket Strategy is a great read for entrepreneurs and business owners who want to hone in on their strategic decision-making skills. The book is organized in an easy-to-navigate format, with concise essays on important strategic issues and an A-Z glossary of key terms and concepts. Readers will appreciate the book's practical guidance and clear, straightforward writing style.

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Shouting Fire: Civil Liberties in a Turbulent Age
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Alan M. Dershowitz

Shouting Fire: Civil Liberties in a Turbulent Age

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If you're drawn to the ever-vibrant discussion on civil liberties, Alan Dershowitz's "Shouting Fire" could stoke your intellectual curiosity. You'd be exploring an expanse of pivotal issues alongside a foremost legal mind who's not afraid to dive into controversial waters. Imagine an enlightening back-forth on your most-discussed topics, like privacy, freedom, and morality—this is the kind of stirring engagement "Shouting Fire" promises.

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Singapore Inc: A Century of Business Success in Global Markets - Strategies, Innovations, and Insights from Singapore's Top Corporations
Leon Choong, Easwaramoorthy Rangaswamy, Ian Jamieson

Singapore Inc: A Century of Business Success in Global Markets - Strategies, Innovations, and Insights from Singapore's Top Corporations

from RM76.39 MYR

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Business enthusiasts and entrepreneurial minds will appreciate "Singapore Inc." as it elegantly unpacks the factors contributing to the success of Singapore's top corporations. It's a deep dive into the strategic maneuvers that allowed these businesses to flourish in the global market. If you're looking to understand the fusion of innovation, adaptability, and sustainability in a real-world context, this comprehensive study will provide both inspiration and practical insights.

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Introduction to Managerial Accounting 8th Edition - Thryft
Ray Garrison, Peter Brewer, Eric Noreen

Introduction to Managerial Accounting 8th Edition

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If you're stepping into the waters of managerial accounting, Brewer's book is like having a compass. It's engaging and breaks down complex concepts into digestible chapters, which is particularly beneficial if you're not planning to become an accountant but need to grasp the essentials for another business role. Imagine finding clarity in a subject that can be daunting – that's what Brewer offers for future managers, marketers, or finance professionals like you.

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Management and Control of Quality - Thryft
William M. Lindsay, James R. Evans

Management and Control of Quality

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"If you are a manager seeking to improve your organization's performance by adopting Total Quality Management principles, this book is a must-read. The author takes a practical approach to the application of the Baldrige Criteria and offers comprehensive guidance on quality management frameworks. With its updated content, this book will help you achieve excellence in your organization."

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Innovation Management and New Product Development - Thryft
Paul Trott

Innovation Management and New Product Development

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As you're diving into the complexities of innovation and product development, this book stands as a comprehensive guide that connects academic theories with the real-world challenges of managing innovation. With its clear and accessible style, it brings to light the multifaceted nature of innovation management, aligning it with technology and knowledge management, and weaving them into the fabric of new product development. If staying ahead of the curve and understanding the intricacies of how companies innovate excites you, this book is designed to equip you with the insights necessary to navigate and lead in a world where innovation is key to success.

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Agile Product Development for Mass Customization - Thryft
B. Joseph Pine II, David M. Anderson

Agile Product Development for Mass Customization

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If you're navigating the complexities of today's manufacturing terrain, this book feels tailor-made for you. It's a unique guide that doesn’t just talk theory; it walks you through the actual steps to meld agility with the demands of mass customization. Think of it as a strategic map leading you towards efficiency in an era craving both speed and personalization.

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Ahead Of The Market - The Zacks Method For Spotting Stocks Early -- In Any Economy - Thryft
Mitch Zacks

Ahead Of The Market - The Zacks Method For Spotting Stocks Early -- In Any Economy

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Imagine being the savvy investor who always seems to know about the next big stock before it skyrockets. 'Ahead of the Market' offers you a behind-the-scenes look at how to decode Wall Street's complex signals. With Mitch Zacks' expertise, gleaned from a wealth of professional research, you'll learn to navigate the murky waters of analyst reports and emerge with the knowledge to spot investment opportunities that could put you ahead of the game. It's a strategic playbook for those looking to make informed, timely, and profitable stock market moves.

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Straight to the Bottom Line®: An Executive's Roadmap to World Class Supply Management - Thryft
Michael Katzorke, Douglas A. Smock, Robert A. Rudzki

Straight to the Bottom Line®: An Executive's Roadmap to World Class Supply Management

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If you're in a position to influence your company's procurement and supply chain strategies, "Straight to the Bottom Line" is a treasure trove of executive insight. It doesn't just lay out the immense potential benefits in dry numbers—it provides a clear strategic framework and actionable advice. By focusing on achievable improvements, it could be the guide that helps transform your company's operational efficiency and financial performance.

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Asset Liability Management in Insurance Companies
François de Varenne, Eric Briys

Asset Liability Management in Insurance Companies

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If you're navigating the intersection of finance and insurance, this book is a valuable compass. It offers a clear, informative walkthrough of how these two worlds are blending, particularly through asset liability management. You'll appreciate the expertise of Eric Briys and François de Varenne as they guide you through property-casualty coverage, life insurance, and the impact of market pressures, shaping a more resilient and innovative insurance industry.

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Value as a Service: Embracing the Coming Disruption - Thryft
Rob Bernshteyn

Value as a Service: Embracing the Coming Disruption

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Imagine a future where the tangible impact of what you buy is paramount. 'Value as a Service' draws a compelling picture of this new business landscape, where measuring and understanding the true value of services is not just strategic but essential. If you're keen to stay ahead of the curve in how products are offered and consumed, Bernshteyn's insights will equip you for the transformation.

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Technology Outsourcing					A Practitioner's Guide - Thryft
John Angel

Technology Outsourcing A Practitioner's Guide

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If you're looking to delve into the intricacies of technology outsourcing, this book is a valuable resource. It’s like having a mentor guide you through the complexities of contracting in tech, offering a clear, step-by-step approach that's particularly useful for professionals who advise or negotiate in this field. Published in 2003, it provides foundational knowledge that remains relevant for understanding the basics in an ever-evolving industry.

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Speaking Of Galbraith - A Personal Portrait - Thryft
Peggy Lamson

Speaking Of Galbraith - A Personal Portrait

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If you're drawn to captivating biographies, "Speaking Of Galbraith" is a treasure trove for you. You'll traverse the landscapes of an accomplished life from rural roots to Harvard's prestige, all through the affectionate lens of Peggy Lamson. It's not just a biography but a personal portrait painted with intimacy and flair, underscored by a collection of evocative photographs that bring this iconic figure's chronicles into even sharper relief.

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Designing Effective Organizations: How to Create Structured Networks - Thryft
Michael Goold, Andrew Campbell

Designing Effective Organizations: How to Create Structured Networks

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If you're facing the challenges of aligning your company's structure with its strategic goals, this book is a must-read. Goold and Campbell delve into organizational design with a level of thoroughness that promises to replace vague decision-making with precise, actionable frameworks. Rooted in research and brimming with real-world applications, it stands as a guiding star for managers and leaders dedicated to crafting an efficient, effective organization that thrives on clarity and well-defined processes.

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The Asian Renaissance
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Anwar Ibrahim

The Asian Renaissance

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If you're intrigued by Asian politics and the ideas that can drive a continent toward change, "The Asian Renaissance" by Anwar Ibrahim is a compelling read. As a pivotal former Malaysian leader, Anwar's essays reveal insights into the cultural, economic, and political landscapes that shape modern Asia. His call for tolerance and pluralism is especially resonant in today's global discussions, making it an enlightening pick for anyone interested in the dynamics of Asian development.

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Lectures on Public Economics
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Anthony A. Atkinson, Joseph E. Stiglitz

Lectures on Public Economics

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If you're aiming to understand the complexities of how government policies shape economies, this book is a foundational text. Authored by two award-winning economists, it lays down the theoretical underpinnings of public economics with clarity and depth, making it a must-read for students and practitioners in the field.

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The Market Driven Organization: Understanding, Attracting, and Keeping Valuable Customers
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George S. Day

The Market Driven Organization: Understanding, Attracting, and Keeping Valuable Customers

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This book could be a gem if you're looking to dive deep into customer-centric business strategies. George S. Day has distilled a decade of research and real-world examples into insights that can transform your approach to marketing. If you aim to understand the intricacies of market orientation and customer value, and plan to apply these principles to attract and retain valuable customers, this read will be right up your alley. Your takeaways could be the competitive edge your business needs.

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The Complete Guide to Investing in Property
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Liz Hodgkinson

The Complete Guide to Investing in Property

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If you're considering property investment, this book has you covered. It delves into various strategies, from renting out rooms to engaging in property development, and provides an updated perspective, particularly relevant if you've been pondering the impact of market changes. Handy for both seasoned investors and newbies, it can be a reliable guide through the maze of property investment options and legalities.

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The Financial Times Guide to Business Start Up 2013 : The most comprehensive annually updated guide for entrepreneurs - Thryft
Sara Williams

The Financial Times Guide to Business Start Up 2013 : The most comprehensive annually updated guide for entrepreneurs

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This annually updated and bestselling small business guide covers everything you need to know to succeed as an entrepreneur, from finance, tax and the law, to marketing, sales, pricing and budgeting. This new edition reflects all the latest changes that the small business market is currently going through, including changes in employment law and tax and all the latest budget changes.

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Aftershock - Thryft
David Wiedemer

Aftershock

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Considering the complex nature of today's global economy, 'Aftershock' may be particularly valuable to you if you're interested in safeguarding your investments against future crises. The authors who foresaw the 2008 financial collapse offer not just warnings but practical advice – providing you with a blueprint to navigate potential economic turmoil and find stability even as markets fluctuate. It's like a financial survival guide for the storms on the economic horizon.

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Set-Up-Time Reduction: Shorter Lead Time, Lower Inventories, On-Time Delivery, The Ability to Change Quickly - Thryft
Jerry W. Claunch

Set-Up-Time Reduction: Shorter Lead Time, Lower Inventories, On-Time Delivery, The Ability to Change Quickly

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Set-Up-Time Reduction is a great read for companies looking to increase their agility in manufacturing and remain competitive in a global marketplace. The book offers practical ideas for reducing set-up times, adopting a team approach to brainstorm solutions, monitoring safety during implementation, and avoiding common program pitfalls. Readers will appreciate the authoritative and timely insights, which can help them streamline their manufacturing processes, achieve faster responses, and easier bottom-line success.

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Human Resource Management : Strategy and Practice with Student Resource Access 12 Months - Thryft
Alan R. Nankervis, Robert Compton, Marian Baird

Human Resource Management : Strategy and Practice with Student Resource Access 12 Months

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If you're diving into a human resource management career or looking to update your knowledge, this book's for you. The 7th edition doesn't just rehash old ideas; it brings fresh, real-world integration of current trends and practical applications. With added online study tools, learning becomes interactive, ensuring concepts stick with you long after the final page.

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Always Change a Winning Team - Thryft
Peter Robertson

Always Change a Winning Team

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This book is a great read for business owners and managers who want to stay ahead of their competition. It emphasizes the need for constant change and adaptation in order to maintain success. The book offers practical advice on how to avoid the pitfalls of complacency that can lead to failure. The author, who is an expert in organizational behavior, offers a compelling argument for why leaders must be willing to constantly challenge themselves and their teams.

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The Mind of the CEO: The World's Business Leaders Talk About Leadership, Responsibility, the Future of the Corporation, and What Keeps Them Up at Night
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Jeffrey E. Garten

The Mind of the CEO: The World's Business Leaders Talk About Leadership, Responsibility, the Future of the Corporation, and What Keeps Them Up at Night

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If you've ever been curious about the inner thoughts and concerns of top business leaders, "The Mind of the CEO" is like having a front-row seat to their candid conversations. Jeffrey Garten provides a rare glimpse into the pressures and responsibilities CEOs face, making it an intriguing read for anyone interested in corporate leadership or the direction of global business trends.

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Cocktail Investing: Distilling Everyday Noise into Clear Investment Signals for Better Returns - Thryft
Lenore Elle Hawkins, Christopher J. Versace

Cocktail Investing: Distilling Everyday Noise into Clear Investment Signals for Better Returns

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If you're feeling overwhelmed by the muddle of investment advice out there, "Cocktail Investing" is a breath of fresh air. Christopher J. Versace offers a mixology class for your portfolio, teaching you to blend economic trends with personal observation to make smarter, more confident financial decisions. It's a practical guide for the independent thinker looking to craft a resilient, personalized investment strategy amidst the hustle and bustle of Wall Street noise.

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Power & The People: Five Lessons from the Birthplace of Democracy - Thryft
Andronike Makres, Alev Scott

Power & The People: Five Lessons from the Birthplace of Democracy

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If you've been following recent political events and have concerns about the state of modern democracy, "Power & The People" will intrigue you. Authors Alev Scott and Andronike Makris dive deep into the historical nuances of Athenian democracy and draw thought-provoking parallels to contemporary political phenomena. As you page through this analysis, you might find echoes of today’s political climate in the ancient past, offering a valuable perspective on civic engagement and governmental power dynamics.

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New Product Success Stories : Lessons from Leading Innovators - Thryft
Robert J. Thomas

New Product Success Stories : Lessons from Leading Innovators

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"New Product Success Stories" provides a rare opportunity to learn the secrets behind new product development. Each of the 24 stories follows a similar format, providing a brief history of the product idea, a company profile, a blow-by-blow account of the development process, and an explanation of the product's success. It is a must-read for business people, practitioners, and students involved in new product development who seek insights and inspiration from successful innovators.

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Electronic Commerce and Supply Chain Management - Thryft
Kah Sing Chan

Electronic Commerce and Supply Chain Management

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If you're navigating the intricate world of e-commerce and supply chains especially as a professional in business or marketing, this book is a valuable guide. It'll give you a current and comprehensive understanding of how to leverage technology to create value for your customers and streamline your business processes. As it's the core text for a specialized course, you can trust you're getting in-depth, expert knowledge.

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Management and Organization Theory - A Jossey-Bass Reader - Thryft
Jeffrey A. Miles

Management and Organization Theory - A Jossey-Bass Reader

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Management students and professionals can benefit from the book's comprehensive and in-depth analysis of the top 50 management theories. The book not only provides detailed information but also critiques the strengths and weaknesses of each theory, helping readers understand the practical application of each theory.

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The Strategy Process : Concepts, Context and Cases: International Edition - Thryft
Henry Mintzberg, Robert M. James

The Strategy Process : Concepts, Context and Cases: International Edition

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The Strategy Process is a must-read for individuals seeking to understand and apply modern business strategies. The book is well researched and includes cases from major companies, providing an insightful look into how these organizations act strategically. Its inclusion of new concepts such as core competency strategies and managing hypercompetition make it a valuable resource to stay updated in the evolving world of business.

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Eyes Wide Open
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Noreena Hertz

Eyes Wide Open

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If you ever feel paralyzed by the sheer volume of information we're bombarded with daily, "Eyes Wide Open" could be your guide. Noreena Hertz doesn't just identify the problem; she offers a practical roadmap for navigating through the noise. Her ten-step process pulls from diverse examples, which shows just how universally applicable her advice is. As a book-keeper, I've seen readers appreciate how Hertz empowers them to become more discerning and assertive in their decisions.

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The Japanese Money Tree: How Investors Can Prosper from Japan's Economic Rebirth - Thryft
Andrew H. Shipley

The Japanese Money Tree: How Investors Can Prosper from Japan's Economic Rebirth

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Delving into "The Japanese Money Tree" could be your own journey of financial discovery, akin to the investors revitalizing their portfolios with Japan's economic rebirth. Andrew Shipley’s expertise offers a compelling roadmap to investment opportunities that could intrigue you if exploring untapped markets and strategic financial insights align with your interests. You’ll gain perspective on Japan’s radical economic transformations and how these shifts could benefit savvy investors like you.

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The Fast Forward MBA In Business - Thryft
Virginia O'Brien

The Fast Forward MBA In Business

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"The Fast Forward MBA in Business provides a comprehensive overview of the basics of business in a concise and easy-to-understand manner. It covers a diverse range of topics, from leadership to accounting to economics, making it ideal for anyone looking to refresh their knowledge or start their business journey. The mix of cases, examples, and quick chapters makes finding answers fast and easy. Recommended for those seeking a crash course in business."

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International Financial Statement Analysis - Thryft
Hennie van Greuning CFA, David Tweedie, Thomas R. Robinson

International Financial Statement Analysis

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Whether you're a seasoned finance professional or looking to break into the field, 'International Financial Statement Analysis' offers a deep dive into how financial statements can vary internationally and how to interpret these differences effectively. It stands out by not just teaching you how to read the statements but also how to extract the sort of insights that can inform smarter investment decisions. This knowledge is pivotal for understanding the global economic landscape and could give you an edge in your professional journey.

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Property Valuation - Secrets of the Roman Decision Model - Thryft

Property Valuation - Secrets of the Roman Decision Model

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If you’re intrigued by the idea of blending historical insight with modern practices, "Property Valuation - Secrets of the Roman Decision Model" breathes new life into the technical world of real estate valuation. Eric Alagan's book could offer you a fresh lens to view property appraisal, marrying the time-tested strategies of Roman decision-making with today's market complexities. It’s an enlightening read for those fascinated by history, eager for innovative business strategies, or professionals seeking to enhance their valuation toolkit with a touch of ancient flair.

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Marketing Channels: A Management View - Thryft
Bert Rosenbloom

Marketing Channels: A Management View

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If delving into the intricacies of marketing channels and decision-making fascinates you, "Marketing Channels: A Management View" might just be your next great read. Bert Rosenbloom's expertise delivers an insightful blend of theory and practical application, all while addressing the swift technological and cultural shifts in the industry. This book equips you with a managerial perspective that's vital for navigating today's complex marketing landscapes.

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Strategic Marketing Planning and Control - Thryft
John Ensor, Ruth Ashford, Graeme Drummond

Strategic Marketing Planning and Control

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If you're aiming to boost your marketing expertise in an efficient way, "Strategic Marketing Planning and Control" is a solid pick. The authors, Drummond, Ensor, and Ashford, don't bog you down with overly technical language. Instead, they give you practical tools and techniques that are directly applicable to making savvy marketing decisions. This book might just become your go-to resource for cutting through the noise in the marketing world.

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A People Numerous and Armed: Reflections on the Military Struggle for American Independence - Thryft
John W. Shy

A People Numerous and Armed: Reflections on the Military Struggle for American Independence

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If you're into the textures of history, "A People Numerous and Armed" digs deeper than the common narrative of American independence. This read does more than recount battles; it connects the dots between the war's impact on society, politics, and ideas. John Shy ensures you won't just see the American Revolution—you'll understand the fabric of the nation it wove.

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Strategic Human Resource Management - Thryft
Catherine Truss, David Mankin, Clare Kelliher

Strategic Human Resource Management

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If you're aspiring to lead or revamp a company's human resources department, "Strategic Human Resource Management" could be your playbook. The authors Truss, Mankin, and Kelliher dive deep into creating effective HR strategies backed by current research and industry practices. Its straightforward explanations and case studies make it accessible, potentially transforming your approach to people management and giving you a robust framework for tackling HR challenges.

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America Our Next Chapter: Tough Questions, Straight Answers
Chuck Hagel, Peter Kaminsky

America Our Next Chapter: Tough Questions, Straight Answers

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If you're navigating the complex narratives surrounding America's future, this book offers a no-nonsense approach that could clarify that path. The author isn't shy about addressing the tough questions head-on, providing insights that are both challenging and deeply thoughtful. It might just spark that conversation you've been wanting to have about where the country is headed.

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Applied Research Design for Business Management - Thryft
Carole Page, Denny Meyer

Applied Research Design for Business Management

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Recommendation: If you want a comprehensive and practical guide to understanding research design for business, this book is for you. It covers both quantitative and qualitative approaches and takes you from basic descriptive statistics to advanced multivariate techniques. The author's accessible writing style ensures that this book is not just informative but also easy to understand, making it a valuable tool for graduate students and professionals alike.

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Personal Finance and Investments: A Behavioural Finance Perspective - Thryft
Keith Redhead

Personal Finance and Investments: A Behavioural Finance Perspective

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Imagine gaining a deeper understanding of why you make the financial decisions you do. "Personal Finance and Investments: A Behavioural Finance Perspective" marries the technical aspects of investing with the human side of finance. If you're curious about the why behind your investment choices and want to understand market phenomena from a behavioral standpoint, this book could be an enlightening addition to your collection. Plus, the practical exercises and glossary will help cement your learnings.

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Marketbusters : 40 Strategic Moves That Drive Exceptional Business Growth - Thryft
Rita Gunther McGrath, Ian C. MacMillan

Marketbusters : 40 Strategic Moves That Drive Exceptional Business Growth

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MarketBusters is an essential read for business executives who are looking to take their companies to the next level. The book outlines forty proven strategies that can help companies achieve explosive growth by reconfiguring their profit streams, upending conventional competition, and ultimately delivering blockbuster growth. With vivid company examples and concrete guidance, this book helps executives find opportunities for growth across their own business platform, execute their chosen moves successfully, and exploit new opportunities to maximize their bottom-line impact.

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Strategic Management: Concepts & Cases - Thryft
A.J. Strickland III, Arthur A. Thompson Jr.

Strategic Management: Concepts & Cases

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This book is an exceptional guide for anyone looking to understand and navigate the complex world of strategic management. With its comprehensive coverage of the resource-based view of the firm, it offers valuable insights and practical tools for developing effective business strategies. Whether you're a business student or a seasoned professional, this book will equip you with the knowledge and skills needed to drive success and make informed decisions in the ever-changing business landscape.

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Why Invest in Personal Development?

Personal development is after all an ongoing journey, and necessary for all of us! Here at Thryft, our collection spans relevant topics such as mindfulness, productivity and emotional intelligence. Learn from thought leaders, who can offer perspectives that empower you to achieve personal growth and fulfilment. Help yourself to our collection if you desire to improve yourself, one book at a time.